Lament on the US college system
Posted by KaibaSama,
05 December 2014
·
820 views
penn state, pitt, money and 2 more...
Satsuki's Lament on the US college system
I got decisions from Penn State Berks and from University of Pittsburgh at Greensburg. Both came back as acceptances, Berks came about 4 days before Pitt. Now I'm stuck deciding where to go. I've made pro and con lists, but they don't seem to be helping too much. I've visited both campuses, Greensburg twice because I visited last summer but couldn't remember the feeling I got there.
Besides deciding, there's now the "how am I going to pay for this?" stress as well. Penn State has over 70,000 students across it's 20 campuses, and only about 14,000 (or 25%) get scholarships. 32% of those scholarships go to the main campus, but the other 68% go to the other 19 commonwealth campuses to be shared between them. Penn State tends to base scholarships (according to the College board) on academics and alumni association. I don't have any alumni associations anywhere but down in Texas, because my whole family lives there. That leaves academics. However, because they have over 70k students, their scholarships are very, very competitive and it's unlikely I'll receive one.
Besides the competitive scholarships from the school, FAFSA (Free application for federal student aid) hands them out, and things like work-study, but those are need based. Good and bad, assets have to be declared on the form. There's the college account I have, and my moms business she invested in with my cousin. Both will have to be declared, plus, I'm an only child, so my parents aren't paying for more kids to go to college and would need more cash because of that, which also has to be said on FAFSA. Because of those three things (and others I can't think of right now), it's possible I'll get nothing from our federal government because I wont be declared "need-based".
Need-based is calculated like so:
Cost of Attendance (COA) - Expected Family Contribution (EFC) = Need
I was also accepted to Pitt Greensburg, as I noted before. I feel a small connection to that campus, but it's nothing too large to go "HEY, GO HERE!" Plus, how am I supposed to know where I'll want to live for the next 4 years? I'm not psychic!
Then they've also offered me a 3k scholarship every year if I get a 3.25 GPA, if I get over a 3.5, the scholarship goes up. I don't want to choose my school based on financial things though.
At least they give me till May 1st to claim that scholarship and enroll, and get housing. It gives me some time to think about it, but I'd like to get this done so I don't have to stress anymore.
Why must America's college system be so expensive and so based on money? I don't want to be one of those students who drowns in debt and then defaults and ruins my credit. "STOP CALLING ME SALLIE-MAE. I DON'T GOTS NO MONIES"