First and second, I suppose
That's neat Home-ownership kinda sucks for all the work that gets poured into it, but so much more satisfying than renting. And I can do whatever I want to my walls
If you're ever sent on down to Nashville, we should get a drink!
I enjoy the work aspect of homeownership. It feels good making improvements when it is your own house. I feel like in rentas it is just work. Or frustrating waiting for the people to come fix whatever needs fixing. Also, the upside is when the housing market gets more expensive you are still locked in your mortgage rate. With the 0% down usda do you still have to pay PMi? We save like $250/month by doing the 20% down (granted that was when our house was worth half what it is now. There is now way I could’ve down 20% down if we bought now)