I also hack bells and stuff, to be honest. I use amiibo cards for villagers because I have such a huge collection (of most of my favorites). However, finishing the museum has been a long term goal of mine and I love going out and collecting new fish, bugs, fossils, and art!
I have pet rats so I always order a lot of bedding and hammocks off of etsy! I love etsy and since they're usually small businesses I never really mind the wait or the price because so much love has gone into the stuff that I get!