1b in bank is 350k or so daily interest. I'm not sure about USD rate to Nps rate now but you are over estimating. And also, you won't risk your 1b NPs for $100 daily. Unless like I said, you went from 10m ~ 1b overnight.
EDIT:
Everyone starts putting expensive items into SDB WAY WAY before hitting 2b on 1 side. Much less 2b in bank and inventory.
i sure will risk my 1b overnight for $100/day..thats like a second income..which is like 35k a year...afterall neopets is just a game, and using that to make atleast $100/day is worth the chance of freezing, you can prob just transfer some of ur account to a secondary and do ur transaction there
You obviously haven't played Neo for long.
well im just saying if u dont go to suspicious neopet pages like guildes, userlookup etc..its hard to steal ur password unless they hack the neopets server and get ur pass from there..and if it was a pro hacker who got ur pass from cger/virus etc. im pretty sure ur neopets account would be the last thing u would b worried about