37 replies to this topic

[Tsunade]

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Not wanting to sound like a bigot or to be racially insensitive, but if the government pass laws that go against the bible, then they shouldn't be prevented by passing laws that go against the Qur'an (sp). If a company wants to come along and provide student finance without charging interest, then go for it. I know that some banks offer investments that are designed to be in line with Islamic teachings, so let them deal with it.

[Powerrrr]

I don't get it. What does it have to do with muslims?

[Tsunade]

Sharia/Islamic law, prohibits the payment or acceptance of interest fees for loans of money, which means at present many student loans are unsuitable for Muslims, which might lead them to not joining higher education. As such there is a challange against the new student loans and tuition fee charges from Muslims.

[Waser Lave]

Fuck'em. Religion is their choice, we shouldn't have to make changes just to accommodate them.

(Also, I bought a sandwich the other day and apparently it was Halal, I didn't want a Halal sandwich. )

[Mishelle]

I'm sure there has to be some loan companies who give them out without interest.

[Powerrrr]

I'm sure there has to be some loan companies who give them out without interest.

Why would a loan company loan money without interest.

[Noitidart]

Governments call on this one. Can go either way.

[Mr. Hobo]

Governments call on this one. Can go either way.

No. They will cave in to angry muslims

One of the occasions on which I support the angry muslims

[Noitidart]

Haha. Less money out of peoples pockets to the government. I dont see the problem either

[Mishelle]

Why would a loan company loan money without interest.

I would think the same Muslims who have a problem with loan companies that charge interest would eventually start their own that don't. There's obviously a demand so I don't get why someone wouldn't want to create a supply.

[Mr. Hobo]

I would think the same Muslims who have a problem with loan companies that charge interest would eventually start their own that don't. There's obviously a demand so I don't get why someone wouldn't want to create a supply.

If you don't charge interest how do you make money

Wouldn't having a bunch of small fees be basically interest but disguised?

[Waser Lave]

If you don't charge interest how do you make money

Wouldn't having a bunch of small fees be basically interest but disguised?

The government owns the student loan book so historically they haven't been interested in making a profit on them (they've been charging an interest rate at the same level as inflation so in real terms the value stays the same as when the loan was given). Now we have a new government who are essentially only interested in making profit and privatising as many commodities as possible so they'll be looking to sell off the student loan book to a private company who will then presumably run it for profit.

[Hydrogen]

If you don't charge interest how do you make money

Wouldn't having a bunch of small fees be basically interest but disguised?

There are Islamic loans out there that don't charge interest. I'm not sure how they work but I know they exist .

Financial products don't really interest me like computers do .

[Tsunade]

Because of the way that student finance is structured it makes no difference as to whether you come from a high or low income family, as their is no cost to going to uni until you start earning other than cost of living, ...which will not be increased due to a rise in tuition fees. In fact, its better for low income families as the point at which repayments are structured they go from £15k to £21K per annum, meaning that graduates have a bit more breathing space before they have to pay back. Its bad for the economy at the moment to have so many people at university, and many people see it as delaying real life, so if this is what is needed to reduce the number of graduates coming into the work place, so be it. Hopefully that will mean that people who choose to go to uni do it because they have an idea of what they want to do and see it as an investment, rather than delaying the work place.

That aside, for hundreds of years now we have been a country which has had clear distinctions between the function of church and state. This is not the point at which to change that.

[emerkeng]

Separation of Church and State is a federal law so I don't really see this Muslim challenge going anywhere.

[Warriors]

Just like they have special banks for Islamic people there are special loans too...Just not government stuff...and you know what there shouldn't be..Screw all religions. As long as the government tolerates them and allows them to practice and worship freely that is all that matters. I don't want to sound like some rednecks on Yahoo Comments, but no religion should be specially treated. Religion should be abolished from all government activities and what not. As long as we follow the BoR and the Constitution and allow free worship thats all that matters.


And to be honest..You should be allowed to burn the Koran, although its stupid to do so. We can burn the Bible so why not the Koran. I understand it's a holy book, but freedom of speech should be tolerated in most forms. And just because it can be done doesn't me it should be. There are better ways for dissent.

Edited by Warriors, 09 November 2010 - 11:55 PM.

[Faval]

There are Islamic loans out there that don't charge interest. I'm not sure how they work but I know they exist .

Financial products don't really interest me like computers do .

Boy are they tricky...from what I understand about how they actually make money is like this, say you want to take a loan for an item. The bank will basically buy the item and sell it at a profit to the borrower in installments.

So they're not charging interesting...they're just charging you more, yay???

Edited by Faval, 10 November 2010 - 07:54 AM.

[Waser Lave]

Post-secondary education tuition fees are the biggest crock of shit.

Education is one thing that should never be commodified.

Countries that incorporate progressive taxation systems to pay for tuition (as opposed to fees) are doing just fine, and contain some of the world's best schools: Sweden, England, Uruguay, Cuba, Germany(?), etc

In fact, Cuba, of all places, has the highest rate of doctors per capita particularly because of the accessibility of education.

Erm, England does have tuition fees... (and the government is planning to triple them)

[Noitidart]

Triple them??? Holy hell!! I would expect a revolt! LOL
At UC they increased it a bit like by 1k or something and the whole campus protested for like a week. Nothing happened. lol

[Waser Lave]

Triple them??? Holy hell!! I would expect a revolt! LOL

http://www.bbc.co.uk...cation-11726822

[Warriors]

http://www.bbc.co.uk...cation-11726822

Weeeird..I already read that earlier and that coupled with Europe...I had a new rant I was going to do on NC about riots/protests and the lack thereof in America..We need more protests to show at least people are at all understanding of the situations we are in. Or these corporations/government officials/wacko commentators are going to keep stepping on us.

[emerkeng]

And to be honest..You should be allowed to burn the Koran, although its stupid to do so. We can burn the Bible so why not the Koran. I understand it's a holy book, but freedom of speech should be tolerated in most forms. And just because it can be done doesn't me it should be. There are better ways for dissent.

I think the reason that the one church leader in Florida who had planned to burn the koran was stopped from burning it was because it would offend the extremist muslim terrorists and would put the lives of american soldiers that are in the Middle East in even more danger.

Edited by emerkeng, 10 November 2010 - 11:19 AM.

[Frizzle]

Opinion on the cuts:

The cuts are necessary in a society intent on making widespread cuts to all aspects of itself, including the police force, NHS, schooling, council/local boroughs and of course universities.

The otherside of the form is that we go down the path of Greece, mass unemployment on a much larger scale, debt spiraling out of control, mass riots, losing status on the world stage and chaos.

The proposed increase from £3k to £6k for most courses, and £9k for exceptional cases is a fair cut/increase in my opinion, not only will help pay off our debt, make a degree more worthwhile and increase the amount of scholarships available to the poor (as in, people in poverty, not the working class), it'll also give universities more choice in what they can charge. Not all unis will automatically charge £6k for every single course.

Courses at the top unis will start charging more for worthwhile degrees, economics, sciences, math, politics etc, whilst other less important degrees will more or less stay the same, such as media and film.

In the long run, a few extra thousand to help in a group effort of every man, woman and child for a degree which will help job prospects is well worth it.

Professional opinions on the riots:

Immature, childish and reckless. These people are truly what's wrong with this country. Protests are fine, hell, they're our human right in my eyes, the right to complain when something's wrong and that's part of our Britishness! But when you start putting people's lives and businesses at risk by breaking the law, you lose all respect from the public and lose sight of your overall objective.

The fact that the increase in police, insurance claims, repairs and other financial resources will just further increase the governments mind to increase uni fees.

Personal opinions on the riots:

Fuck them student cunts. When fellow officers are getting bricks, bottles of urine, planks of wood and concerete thrown at them, I feel sick. To know people I work with could be injured just because a bunch of soap-dodging, useless dregs of society are moaning that they have to work harder, I get pissed off.

That's just my personal opinion because the line of work I'm in. Within the next year or two, (definitely before the Olympics), I'll be manning events/protests like this. It worries me, people our intellect, or supposed intellect, behave like this. It's the G20 protests all over again.

Edited by Frizzle, 10 November 2010 - 03:13 PM.

[rizler]

Fuck'em. Religion is their choice, we shouldn't have to make changes just to accommodate them.

(Also, I bought a sandwich the other day and apparently it was Halal, I didn't want a Halal sandwich. )

Racists or what like seriously? get a grip let people deal with their own problems dont think they want other people chatting crap about it

[Waser Lave]

Racists or what like seriously? get a grip let people deal with their own problems dont think they want other people chatting crap about it

Muslim isn't a race.