Wouldn't it just be easiest to try and find a job near you that offers it? I work 20 hours a week for little pay behind a desk, telling people which room their adviser is in and which papers to fill out if they want to drop out of school and they offered it to me when I was filling out my paperwork at HR. I didn't need it but it was there.
I've been looking (I've actually been looking from a lot of different angles for insurance over the past year), but the area that I live in is lacking in jobs that offer it. Despite Obamacare imposing rules saying that people who file tax returns must have insurance or get fined, there's still loopholes that make it so it's easy for employers to not have to offer it... which cuts out a lot of the jobs. I'm very qualified for the county/city offices, but those positions are filled by people who have worked there for a thousand years and have no intention of leaving, or their family members. I'm also physically incapable of doing the manufacturing/chicken farm/manual labor jobs that make up most of the counties surrounding me, plus the one I live in. There's more in the city, but it's not cost-effective to work there, I'd end up spending money to have a job, so I'd be back to spending money to pay for insurance to pay for medical care again. Online jobs are considered contractor positions for the ones I've found in my skillset, so I'd have to buy my own insurance anyway.
The "easiest" thing for me to do at this point is move further south, into Arkansas, but that comes with another set of problems I'm not comfortable discussing here.
#rurallife