Hello all, I'm brand new and testing out the waters on these programs...my compliments to all of the developers! I'm a little bit apprehensive regarding the risks and the potential of being frozen, but after looking around it doesnt seem there's -too- much to be terrified of. Hopefully you all could give me some tips (for comfort!) I'm wondering if I should be using these programs on side accounts only, and not on an established account of over 5 years? >.>